Insurance

Every year, in the fall, I have house insurance. So long as you have a mortgage, you have to have house insurance, otherwise I don't know if I would have it or not. However, for now, it is a 'have to have', so I get it. I used to pay it all at once, though for the last several years I've paid it monthly. I'm not sure how long it's been that we could 'pay it on time' like this, but it makes my life a lot easier than having to try getting it all together to pay in one lump sum. Paying it in one lump sum is one of my goals, though. I also pay my truck insurance the same way, but I save and 'scrape' to get as much money together as possible so I can put it as one large payment, then finance the rest of it over the coming year. This way it isn't such a big payment to make every month. I guess in the long run it all works out the same as I still have to pay the same amount either way, though this just feels better to me as I go along. This year, due to paying off my credit card, I don't have as much saved up as I would like to, but at least it's something. Another insurance I have is on my utility trailer. The truck and trailer are both about to have their insurance run out this month. The truck has to be insured again, though the trailer will have to wait a little while this year.

Do you need home insurance, car or truck insurance, Van Insurance?

The link(s) in this ad has been removed - March 7, 2009